The franchises described in this Disclosure Document are for rental businesses which provide "rental purchase" programs for a specialized inventory of rental products, such as televisions, audio-video equipment, appliances, furniture, jewelry and computersas well as the sale of related accessories, and the franchises will only be offered to existing ColorTyme franchisees. In addition, in states with favorable laws, we offer financial services, including payday and title loans. Both payday and title loans are optional programs available to our franchisees.